Insurance Policy

Policy 1 of 2

Transportation Broker Legal Liability Policy

LiftNGo operates as a transit load / transportation broker. The coverage below is carried against our legal liability for the property we arrange to move on behalf of our clients.

Policy number: SUM-LOG-39214-003
Named insured: Lift 'n' Go Corporation
Address: 100-5060 Spectrum Way, 3rd Floor, Mississauga, ON, L4W 5N6
Geographic scope: Canada and/or USA
Business type: Load broker
Broker: Canadian Insurance Brokers Inc. (CIBI), 203-245 Fairview Mall Dr, North York, ON, M2J 4T1

Coverage limits

Limits shown per occurrence and in the aggregate.

Coverage	Per occurrence	Aggregate
Cargo Legal Liability	$250,000	$500,000
Errors & Omissions	$250,000	$250,000
Contingent Cargo Liability	$250,000	$500,000

Key provisions

Indemnification

The Insurers shall not be required to indemnify the Insured for an amount greater than the least of: (1) the Insured's legal liability for loss or damage to Property of its clients; (2) the actual depreciated market value of the Property at the time and place where it was lost or damaged; and (3) the cost to repair or replace the Property in like condition and quality at the time of its loss or damage.

Warranties

Warranted that all carriers with whom the Insured contracts for the purpose of transporting the property have their own legal liability insurance arrangements and that they submitted to the Insured a PROOF OF INSURANCE for at least the value of the load carried.
Warranted that the insurance provided by this policy does not apply to or cover cargo in vehicles owned, leased or operated by the named insured, their agents or employees.
Warranted that the insured shall issue no Bill of Lading or contract which states or could be interpreted to mean that the insured is acting as a carrier or in any capacity other than that of a transit load / transportation broker as hereinabove defined.

Important

The Transportation Broker Legal Liability insuring conditions should be carefully read and considered, as they contain terms which define the scope of coverage, warranties, coverage exclusions, exclusions pertaining to property, and the prescription period pertaining to actions against the Insurers, along with choice of jurisdiction and applicable law provisions and other important conditions.

Schedule of endorsements

The following endorsements apply to the policy and form part of its terms:

Economic Sanctions exclusion
LSW 1542F — Lloyd's Underwriters' Policyholders' Complaint Protocol
LSW 1565C — Code of Consumer Rights and Responsibilities
LSW 1543D — Privacy: Notice Concerning Personal Information
LMA 3100 — Sanction Limitation and Exclusion Clause
LMA 5028B — Service of Suit Clause (Canada)
LMA 5096 — Several Liability Clause
LMA 5403 — Marine Cyber Endorsement
LSW 1550 — Identification of Insurer / Action Against Insurer
CL370 — Institute Radioactive Contamination, Chemical, Biological, Bio-Chemical and Electromagnetic Weapons Exclusion Clause
Compliance with the Law
JH2020-007 — JHC Communicable Disease Exclusion
Privacy Policy Notice

Underwritten byStrategic Underwriting Managers Inc., a subsidiary of One80 Intermediaries.

Policy 2 of 2

Commercial General Liability

Beyond our transportation broker liability coverage, LiftNGo carries a Commercial General Liability policy underwritten by Brownstone. It protects against third-party bodily injury and property damage claims arising from our operations.

$2,000,000Commercial General Liability limitUnderwritten by Brownstone

Certificates & documents

Download the current certificates of insurance for your records.

Commercial General LiabilityCertificate of insurance (PDF)Transportation LiabilityCertificate of insurance (PDF)

Reporting a loss

To report a loss or file a claim, notify both SIAdvisers at [email protected] and SUM Insurance at [email protected]. Any claim under this policy is adjusted with, and payable to, the Insured and the owner of the property lost or damaged. Our dispatch team can help you start the process.